#Are people still playing payday 3 drivers

#Are people still playing payday 3 drivers

4 Thus, African Americans have less access to stable jobs, good wages, and retirement benefits at work 5- all key drivers by which American families gain access to savings. Persistent labor market discrimination and segregation also force blacks into fewer and less advantageous employment opportunities than their white counterparts. A well-documented history of mortgage market discrimination means that blacks are significantly less likely to be homeowners than whites, 3 which means they have less access to the savings and tax benefits that come with owning a home. Black households, for example, have far less access to tax-advantaged forms of savings, due in part to a long history of employment discrimination and other discriminatory practices.

Several key factors exacerbate this vicious cycle of wealth inequality. Less wealth translates into fewer opportunities for upward mobility and is compounded by lower income levels and fewer chances to build wealth or pass accumulated wealth down to future generations. As this report documents, even after considering positive factors such as increased education levels, African Americans have less wealth than whites. 2 African American families have a fraction of the wealth of white families, leaving them more economically insecure and with far fewer opportunities for economic mobility. Unfortunately, wealth in this country is unequally distributed by race-and particularly between white and black 1 households.